Farm credit, from the first field visit to the first harvest.

A field agent registers the farmer at their door. Green Kisan finds the government subsidies they qualify for and matches them to the bank, cooperative or NBFC most likely to lend.

Sign in to your portalSee how a loan moves
28
Farmers onboarded
₹14.92 L
Credit disbursed
6
Lending partners
10.8 t
CO₂e avoided

7:21 am in India

How a loan moves

Fourteen stages, each one recorded, from the doorstep to the impact report. Step through one application and watch it fill in.

  1. Apply
  2. Match
  3. Approve
  4. Grow

Sunita Pawar

Onion and soybean grower · Sinnar, Nashik

Stage 1 of 14

Farmer OnboardingRegistration and digital KYC

Identity
Aadhaar e-KYC verified

An illustrative application. Subsidy terms follow PM-KUSUM Component B; the lender and rate depend on the farmer and the panel.

One record, five people working from it

Everyone sees the same application from their own side, so nothing is retyped and nothing goes missing between offices.

  • Farmers

    Apply in Hindi, Marathi or English, see which subsidies apply, follow the loan stage by stage and pay EMIs.

  • Field agents

    Register farmers at the farm, capture land and crop details offline, and collect documents through DigiLocker.

  • FPOs and self-help groups

    Apply for members together, track every member's application, and borrow as a collective.

  • Vendors

    Quote for pumps, equipment and inputs, get paid directly on disbursement, and confirm installation.

  • Lenders

    Receive applications that already fit your credit rules, with KYC, land records and a risk view attached.

Subsidies are found, not left on the table

Every application is checked against the central and state schemes below. A matched subsidy comes off the amount the farmer has to borrow.

SchemeCovers up to
PM-KUSUM Component B (Standalone Solar Pumps)
Ministry of New & Renewable Energy
60%
max ₹2.70 L
PMKSY - Per Drop More Crop (Micro Irrigation)
Ministry of Agriculture & Farmers Welfare
55%
max ₹1.80 L
National Mission for Sustainable Agriculture - Rainfed Area Development
Ministry of Agriculture & Farmers Welfare
50%
max ₹1.20 L
National Livestock Mission - Entrepreneurship Development
Department of Animal Husbandry & Dairying
50%
max ₹2.00 L
Pradhan Mantri Matsya Sampada Yojana
Department of Fisheries
40%
max ₹3.00 L
Sub-Mission on Agricultural Mechanization
Ministry of Agriculture & Farmers Welfare
40%
max ₹2.50 L
Mahila Kisan Green Udyam Yojana
Ministry of Rural Development
35%
max ₹1.50 L
FAME II - Rural Electric Mobility
Ministry of Heavy Industries
25%
max ₹1.00 L
Agriculture Infrastructure Fund
Ministry of Agriculture & Farmers Welfare
15%
max ₹4.00 L